Jrm Associates Inc

Jrm Associates Inc Offers A Positive Solution to Homeowners At Risk of Defaulting on their Mortgage Payment. Jrm Associates Inc process begins with a consultation in which our account managers will review the borrower's financial situation and history, request supporting documents, and will work out a customized strategic plan. Our team then sends the application to the lender and begins negotiations.Jrm Associates Inc team consists of experienced negotiators, mortgage and real estate professionals, and hardship analysts, all of whom ensure full representation for homeowners in financial trouble.Jrm Associates Inc takes pride in our aggressive yet measured approach to the account management process. All clients are fully informed of their options, and are guided through the application from start to finish. Unlike others, JRM & Associates will keep providing support until lenders make a reasonable offer. Our team has successfully reduced interest rates to as low as 1.0%.All business services come from the direct consultation to client’s that have minor or substantial financial issues. Our team properly advises and works with our clients to effectively negotiate an affordable solution. We also offer advice to clients regarding how to properly maintain their financial position.-MORTGAGE SERVICING INVESTIGATING AND MORTGAGE LOAN REDUCTION PAYMENT PROGRAMS -REDUCING INTEREST RATES, PROVIDING PRINCIPLE REDUCTION, AND EXTINGUISHMENTS OF THE LOAN.-Problem-Homeowners across the U.S. are still feeling the crunch from the housing bubble that hit the country earlier in 2008. As sub-prime mortgages reverted to regular interest rates, a large number of homeowners have found themselves unable to make ends meet, and many have lost their homes to foreclosure. The number of foreclosures peaked from 2008 to 2011 and, according to experts, the situation has yet to stabilize. Intense research, development and preparation for formation of Business Model JRM & Associates, Inc. Testing, trials, researched performed at a vigorous and strenuous pace and in recession environment. Based on HAMP and as of 1/2009, all residential loans originated prior to this date, over 600,000 homeowners fall under this criteria to be allowed to restructure their mortgage under Obama HAMP program. Extensive research and investigation on the guidelines of HAMP and in-house modification program approvals and denial reasons for each particular modification alternative. Contract negotiation and defense structures put in place to barricade the opposition. Strategic components and devices put in place to avoid confusion and better tracking. Letters, messages, phone conversations, appeals, directives, mortgagee letters, collections indexed for future referencing. Hired paid attorneys to research case law, topic at hand each specific day ranging from securitization, etc. Knowing and understanding all the guidelines in place for investors and servicers and how to get access to the Pooling Servicing Agreement(PSA) on mortgage residential loans mandated on every one particular loan. Development of overcoming investors restrictions set to assist their borrowers. Extensive research along with assistance of attorneys and legal assistants. Repetitive research of foreclosure complaints and research and development of foreclosure laws in place for troubled homeowners. Adapting to the recession environment and the biggest recession since 1953! Understanding fannie and freddie structures in place to help troubled homeowners facing default. Understanding the meaning of IMMINENT DEFAULT. Finally adjusting our business model to agree with your mortgage servicer attitude and behavior. Process where your mortgage loan is extinguished through our consultation. Removal of 1st and 2nd lien positions held by mortgage servicers. Direct One on One consultant services. 30-90 day turnaround time depending on You! Highly recommended and references available! We catch # banks and #lenders on record Lying and get them disciplined or Fired! Immediate Disciplinary action is the absolute end result! Contact JRM Associates Inc at 215-239-0875 In-person Credit and Budgeting Counseling, Contract Negotiating services, and Debt Restructuring services. Highly Recommended! Satisfaction Guaranteed! LICENSED, BONDED AND INSURED. James Allen Senior Account Executive Cell : (215)239-0875   Office : (856)579-8366   Fax : (856)537-5130 Email : [email protected] // ]]]]]]]]> // ]]]]]]> // ]]]]>]]>      Web : www.jrmassociate.com Address : 614 S. 4th St. Suite 383, Philadelphia, PA 19147 This message is being sent by or on behalf of the JRM & Associates, Inc. It is intended exclusively for the individual or entity to which it is addressed. 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Mortgage Interest Rate Reductions Principal Reductions Principle Forgiveness and Extinguishment of a Mortgage Loans